Check your credit report regulary

It is really important that you check your credit report regularly so you can find out if there are any discrepancies in your report. Under the federal law, you are allowed to check all three credit reports once in a year free of cost. To take advantage of this, you can order your credit report one by one keeping an interval of 4 months. For example, you can order transunion credit report today and experian credit report after 4 months. This might also be helpful to find out if you are a victim of identity theft.